Australia's Asset Finance Specialists
Apex Capital brokers the loans that build your life — vehicles, boats, equipment, business and beyond. 40+ lenders. Same-day pre-approval. No fluff.
Scroll to discover what we can do for you.
Cars, trucks, marine, machinery — we finance the assets that build wealth.
More options, better rates, and deals the banks won't touch.
When the deal is right, you shouldn't wait a week.
What We Finance
Why Choose Us
More options, more flexibility. Deals that don't fit the standard mould still get done. Our panel includes specialist, non-bank, and niche lenders you can't access directly.
For most asset finance applications, pre-approval lands the same day. Because when the deal is right, you shouldn't wait a week while a bank does nothing.
Alt-doc, low-doc, irregular income, ABN under two years. We know which lenders read your situation the right way — and they're not the ones with branches.
Not a limitation. A choice. Every broker at Apex is a specialist in asset and business finance. It's all we do. Which means we do it better than anyone who splits their focus.
Our fee is paid by the lender on settlement. No upfront fees, no consulting charges, no surprises. Free to you — not because we're cheap, because that's how brokerage works.
Apply from anywhere in Australia. Upload documents, get approved, sign electronically. No branch visits, no fax machines, no chasing you for the same form twice.
The Process
A 5-minute online application. Asset type, amount, purpose, a few details about you or your business. No time-wasting.
Our brokers compare your application across 40+ lenders in real time. Right rate, right term, right structure — not just the first one that says yes.
Most applications return a pre-approval within hours. We call you to walk through your options in plain English — no jargon, no fine print surprises.
Once you're happy, we handle everything. Documents, lender liaison, settlement. You sign once. Funds typically within 24–48 hours of final approval.
Finance Calculator
Who We Work With
Equipment, work vehicles, plant and machinery. We keep your operation moving without disrupting cash flow.
Fit out your practice, finance equipment, upgrade without disrupting patient revenue.
Commercial kitchen, fitouts, POS systems, refrigeration. Finance the fitout, not future profit.
Trucks, trailers, forklifts and fleet. Owner-operators to large transport businesses.
Farm equipment, irrigation, livestock finance and agribusiness loans across rural Australia.
Working capital or expansion finance for law firms, accountants and consultancies.
Boats, caravans, aircraft and prestige cars. You've earned it — finance it the right way.
SMSF asset purchases and investment finance. Specialist structures for sophisticated investors.
Client Results
I needed to finance three commercial vehicles and excavation equipment simultaneously. Apex got pre-approval on all four within 24 hours across two different lenders. The banks took three weeks. Never again.
Self-employed, ABN for two years — every bank said no or hit me with a premium rate. Apex found a lender who looked at my actual cash flow. The boat's in my driveway and I'm paying less than I expected.
$380K of medical equipment financed as a chattel mortgage with the right residual for our cash flow. No bank would have done it without six months of back and forth. Done in 11 days.
The Ferrari had two other buyers. Apex had me pre-approved for $220K in four hours. I drove it home two days later. Other brokers took a week just to call me back.
FAQ
No. Deliberately. We specialise exclusively in asset and business finance. If you need a home loan, we'll refer you to someone great. But that's not us.
Straightforward asset finance — same-day pre-approval is standard. Complex deals like large equipment packages take 24–72 hours. We'll always give you a realistic timeframe upfront.
This is where we shine. We work with lenders who use bank statements, BAS and accountant declarations rather than two years of tax returns. Irregular income doesn't disqualify you.
Nothing. Our fee is paid by the lender on settlement. No upfront fees, no application charges, no consulting fees. Ever.
We work on loans from $10,000 upward. For very small amounts a personal loan through your bank is simpler. For $10K and above — especially for business or asset purposes — we can almost certainly beat going direct.
We work with specialist lenders who assess commercial applications differently. Previous credit issues don't automatically disqualify you — we'll tell you exactly what's possible.
Free. Fast. No home loans. Just the right money for whatever you're building next.
1800 APEX CAP · hello@apexcapital.com.au · Mon–Sat 8am–7pm AEST